Joining the Plan
An annual account elections and enrollment period will occur in the October time frame, and eligible employees not contributing or contributing less than 3% of pay will be default enrolled at 3% on a pre-tax basis if no action is taken at that time.
Default contributions are made as pre-tax contributions. If you are currently making Roth (post-tax) contributions to the MDCP, the percentage of those contributions will count towards the default percentage. For example, if you are saving 2% Roth post-tax and 0% pre-tax, your pre-tax contribution rate will be raised to 1% for a total default contribution rate of 3%.
Default enrollment and contributions do not apply to active unionized police and fire employees.
All employees must make a beneficiary designation when they enroll. If you need to change a beneficiary at a later date, you may update your beneficiary information through the Plan website.
All City of Milwaukee employees age 18 working at least 20 hours or more per week and older are immediately eligible to join the Plan upon hire. There are no minimum service requirements to fulfill. Rehired employees are immediately eligible for enrollment at hire.
If you would like to speak with a Customer Service Associate, call the Information Line at 844-360-MDCP (844-360-6327). Customer Service Associates are available from 7:00 a.m. to 7:00 p.m. CT, Monday through Friday, except on New York Stock Exchange holidays.